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Referral partners

Someone you know is shopping for coverage. You can make the introduction.

A licensed LifeHealthInc agent does the quoting. You track it live. A thank-you follows the program. No license required. No income is promised.

Apply to become a partnerSee the thank-you

Apply to become a partner

LifeHealthInc reviews each request. If it is a fit, the owner copies you an invite link. This form does not send an email.

Referral thank-you amounts are paid per LifeHealthInc's program terms and applicable state law.

People are shopping right now

Public counts. Not a promise about what any one person will pay, and not a claim about what a partner will earn.

  • 23.1 million

    People selected a Marketplace plan for 2026, or were renewed into one.

    CMS, 2026

  • 4.5 million

    Of those plan selections were in Florida — 4,538,772 people, more than any other state.

    KFF, 2026

  • +58%

    Average monthly premium payment, from $113 to $178, after enhanced subsidies expired.

    KFF, 2026

  • $3,786

    Average Marketplace deductible in 2026, up from $2,759 in 2025.

    KFF, 2026

  • Over 4.6 million

    Fewer people in the individual market in June 2026 than in June 2025 (25.2 million down to 20.5 million).

    KFF, 2026

  • 48%

    Of adults under 65 who buy their own coverage are self-employed, own a small business, or work at one with fewer than 25 people.

    KFF, 2025

A plan selection means someone chose a plan or was renewed into one. It is not a count of people who kept paying. The 4.6 million drop is the individual market, mostly Marketplace plans plus some coverage bought off the Marketplace.

Apply to become a partner

Who it's for

People who already have the conversation: the person who owns the business, the realtor, the CPA, the planner, the 1099, and the friend who gets asked "who do you use?"

  • Business owners
  • Realtors
  • CPAs
  • Financial planners
  • 1099 workers
  • Clients
  • Friends and family

Why people need this right now

Coverage got more expensive. The questions got louder.

2026

Enhanced Marketplace (ACA) subsidies ended for 2026. Many families, 1099 workers, and business owners are seeing big premium jumps. Some are losing coverage, or dropping it.

Up to 40–80%

Many clients save up to 40–80% versus their original plan. Results vary; based on eligibility and underwriting. For healthy people, options include low- or no-deductible plans, coverage that doesn't suck, and plans that don't cost an arm and a leg. Some plans include nationwide doctor choice.

Plain talk

Education first. A licensed LifeHealthInc agent does the quoting. You make the introduction.

Depending on health, age and location. Eligibility and underwriting apply. Private plans are not ACA plans and may not cover pre-existing conditions.

Rates are estimates based on actual underwriting.

Open enrollment, without the fog

This is the season when business owners, 1099s, and small families look hard at big-deductible penalties. The help is transparent and education-first: what the options are, in plain language, before anyone picks a plan.

How it works

  1. 1

    Refer

    Introduce someone you know. A short form on your dashboard is enough.

  2. 2

    Track it live

    Your dashboard shows the status, the dates, and your own numbers.

  3. 3

    Get a thank-you

    A referral thank-you follows the program, when a plan is actually purchased and in effect.

Apply to become a partner

Referral thank-you amounts

These are the starting amounts, until LifeHealthInc saves the program.

Private plans, per policy

1–5
$100
6–10
$150
11–20
$200
21+
$300
Paid when a private plan is purchased
$50

The rest is a referral thank-you once the plan is in effect.

ACA, per member
$25
ACA thank-you is earned
When they enroll

Referral thank-you amounts are paid per LifeHealthInc's program terms and applicable state law.

What you see

  • Your referrals, as a first name and last initial.
  • Status and dates.
  • Earned, owed, still to come, and paid. Your own numbers only.
  • A button to text LifeHealthInc, or to open the booking link.
  • Nothing else in Maison. Not other partners, not notes, not the full name.

The refer form lives at https://partners.lifehealthinc.org/partner/refer.

Sample row, not a real partner

Alex R.

Referred · Oct 22, 2026

Earned

Shown live

Owed

Shown live

Still to come

Shown live

Paid

Shown live

Questions

Do I have to be licensed?

No. You introduce someone you know. A licensed LifeHealthInc agent talks with them.

Is a referral thank-you guaranteed?

No. It follows the saved program, and only when a plan is purchased or in effect. There is no income guarantee and no earnings claim.

What if they do not enroll?

The referral thank-you does not apply.

Can I see other partners?

No. Your dashboard is only yours.